By this time, you must already be aware that there are many companies which offer affordable health insurance and claim that they are giving the cheapest price on your insurance. Even if many of these plans offered by such companies are cost effective, it is still important to research this before you get an insurance plan.Naturally, upon hearing the price of the low priced policies, you would immediately want to get a policy before even asking questions regarding the coverage which is being provided. To be honest, this is what some insurance companies will hope their customers do.Once you find insurance plans which are of this quality, you will need to guarantee that it will properly cover you. By doing research, you just might discover that such plans will only cover a bare minimum to whatever is needed. For this reason, you might get under covered and if you are after some benefits, like long term treatment you will not get it.It is important that you should know your minimum requirements which you need so that you can save your money and your health. There is a possibility that you have found an inexpensive coverage. However, if accidents occur you have to ask yourself some questions.#1 Will it cover you for what you need?#2 If you need to put in a claim will they be there to help you?Always keep in mind that just because they are charging you less does not necessarily mean they will supply you a similar health coverage level to what other companies do. Once something happens to you which will need you to use the insurance, you do not want to find out too late that the things you need are not covered.Before you look for affordable insurance policy, you must check these:#1 Is their deductible amount acceptable and if you can afford to pay it.#2 Is the health plan really affordable and will it cover the things you need.#3 Will you be required to make use of the specific doctors and the hospitals.Once you follow the simple tips mentioned, you will be getting a cheaper health insurance without having to put yourself at a risk of either being under covered or out of money.